| Sr. No. | Parameter | Details (Given For Illustrative Computation Purposes Only) |
| (I) | Loan Amount | Total Amount Sanctioned |
| (II) | Total Interest Charge During The Entire Tenure Of The Loan | Upto 1% Per Day |
| (III) | Processing Fee (Including GST) | 8-10% Of The Loan Amount |
| (IV) | Insurance Charges, If Any (In Rupees) | Applicable If Required |
| (V) | Foreclosure Charges | Upto 5% of Principal Outstanding + GST (Excluding Payday Loan) |
| (VI) | Net Disbursed Amount | ((I)-(III)) (In Rupees) |
| (VII) | Total Amount To Be Paid By The Borrower | Sum Of (I), (II) And (III) (In Rupees) |
| (VIII) | Annual Percentage Rate - Effective Annualized Interest Rate (In Percentage) (Considering The ROI Of 1% Per Day) | 16% to 365% |
| (IX) | Tenure Of The Loan (Days) | No. Of Days The Loan Is Availed |
| (X) | Repayment Frequency By The Borrower | One to Three Time Only |
| (XI) | Number Of Installments Of Repayment | 1 to 3 |
| (XII) | Amount Of Each Installment Of Repayment (In Rupees) | (VII) + Applicable Interest |
| Details About Contingent Charges | ||
| (XIII) | Rate Of Annualized Penal Charges In Case Of Delayed Payments (If Any) | Upto 3% Per Month |
| Other Disclosures | ||
| (XV) | Cooling Off/Look-Up Period During Which Borrower Shall Not Be Charged Any Penalty On Prepayment Of Loan | 3 Day |
| (XVI) | Name, Designation, Address And Phone Number Of Nodal Grievance Redressal Officer Designated Specifically To Deal With FinTech/ Digital Lending Related Complaints/ Issues | Nishant Kumar Ojha, 1710, 17th Floor, WTT, Sector 16, Noida 201301 Contact: 8800750038 |